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Family, Marriage, Finances & Life
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Clever Dude Finances & Life
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Copyright © 2006-2009 Clever Dude. All Rights Reserved. Actually, Im pretty excited that our adjustable mortgage rate reset. A couple months ago, I wrote all about the details of our two mortgages. To recap, our primary mortgage, which is about $300,000, is a 5/1 interest-only ARM mortgage. The 5 means it resets after 5 years. That happens to be NOW! As an aside, although we paid almost $400,000 f...
11-16
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Clever Dude Finances & Life
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Copyright © 2006-2009 Clever Dude. All Rights Reserved. As of today, we have paid off all $113,000 of our student loans, auto loans and credit card debt. We are debt free!!! (except for that pesky mortgage) I sent the final check of about $3,000 off to pay off my student loan last week, and now the website shows a credit of $13.71. See below:Ive also updated our debt scales on the right so we now ...
11-13
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Clever Dude Finances & Life
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Copyright © 2006-2009 Clever Dude. All Rights Reserved. In 11 days, Ill be finishing one of my last 2 masters degree courses; the other one ends December 16th. The first one to end started back in April, and I finally got my act together to finish all my deliverables and commit to a presentation date (Nov 23). This is a culmination of over 2 years of stress, and a steady dwindling of articles here...
11-13
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Clever Dude Finances & Life
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Copyright © 2006-2009 Clever Dude. All Rights Reserved. Youve heard me complain about the cost of owning a pool before. Well, the problem of being a homeowner is that when something breaks, youre on the hook to fix it. Such was the case with our pool recently when we asked a couple contractors to come over and give us an estimate to replace some caulking around the pool and above the waterline til...
11-09
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Clever Dude Finances & Life
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Copyright © 2006-2009 Clever Dude. All Rights Reserved. The following article is courtesy of Coppertone. I normally dont publish unsolicited articles sent to me, but this one caught my eye because of the items for hand sanitizer and sunscreen. Ive added my own notes about each. The average American family spends $2,000 on personal health care expenses each year. Contributing that amount to an FSA...
11-06
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