To a young man, when you go to find job, the most important thing is not how much salary the boss give you, but to find a good platform, choose a good field, and find a skillful boss. When you go to find job, you’d better say:“It’s ok how much money you give me, I will work for you for one month for free. You can give me the salary you think how I am worth.” Many bosses will like you if you find bosses according to this method. When you go to work, don’t care what the boss give you, make sure the boss believe you, the second is to do your things best, and make yourself been an expert in one field. When you have worked for one month, if you think it’s worth for you staying, you can stay. And if you think it isn’t worth staying, you can change your boss. If you work with such state of mind, you will be happy everyday, and make progress quickly, and also, it’s easier to be a master in one field, finally you will have the achievability.
Because most bosses are lack of money, in the process you work, if you think this boss is believable, skillful and the field has prospect，you can lend your money to your boss. If it doesn’t come up to these requirements, you can change a boss.
In fact, money is only one aspect in investment and financing，the most important is your wisdom. It is very important to make yourself be an expert in one field by combining your wisdom with money. If you follow the right person, you may lend your money to him. Of course you don’t hothead! You can lend him money according to steady interest at the beginning, but after a certain time, if you think this field has prospects indeed, and this boss has ability indeed, then you can request your boss transform your money to shares. If you consider everyday how much salary the boss gives you, you will not be happy. If he gives you ￥1000, you may only do things worth ￥1000。If he give you ￥5000， you may do things worth ￥5000. If he give you ￥10000, you may do things worth ￥10000. Even if he give you ￥10000, you may only want to do things worth ￥9000. If you do things worth ￥11000, you may think you pay damage. If you do so, you will not be happy, will not have the achievability, and will not learn the real skill，then your boss will not like you. So it is also the most important point to the investment and financing I said before.
If you want to combine your wisdom to become the expert in one field, you should take a note to build your honest band. Like this, you may get shares more easily.
Second, in the future of China, how much wealth you own, is not depended on how clever you are or how hard you work, but where you own shares. But if he don’t believe you, will he give you shares? If you are not the expert in one field, will he give you shares? To a man who want to earn more money indeed, don’t depend on steady salary, a man depend on steady salary has no prospect. Last year, when I made a speech in SanYi Heavy Manufacturing together with Professor Zhang Wuchang, the CEO of SanYi Heavy Manufacturing, who only had took a small share when he started his own business, which became billion assets。 When Wen Liangzhu started his own business in Lianyuan, Hunan, anyone wanted to buy a share could gain it, and people who gained shares become wealthy. Just because fund was scarce at that time! Scarceness is valuable!
Now the shares you buy in the stock market are not scarce resource, so they are valueless. But at that time, it was said that there was one person had a chance to buy a share, and he also wanted to buy a share, but he had a girlfriend at that time. His girlfriend said:“if you don’t buy house, I will not marry you.” So he used ￥20,000 to buy a house, missing the chance to buy a share. So if you miss the chance, you will not gain the profit.
If you become a shareholder, you will work for yourself, and of course the boss will put you into an importance position. If you are not a shareholder, those good chances won’t be given to you priority，unless there is no other way.
I have some opinion and methods, you may not agree. Such as some government officials whose money has no place to invest. I told them:“you can make friends with bosses, and those people with good quality in public security organs, procuratorial organs and people's courts, then according to market interest rates, and lend your money to those bosses who need money, and those bosses can’t dare act shamelessly. Why did I request you to make friends with those people with good quality in public security organs, procuratorial organs and people's courts? I don’t mean you should collude with them to harm bosses. Because in the particular environment in China, such identity can protect your legal rights and benefits, so, why is it not good for benefiting others and yourself? Making friends with those people with good quality in public security organs, procuratorial organs and people's courts, and lend money to those bosses who need money, can protect your legal rights and benefits indeed. It doesn’t add trouble to enterprise, not harm them, but help them.”
Besides, accountant is a good major. I told many students may not test for the accountant, only accountant is ok. But there is a premise, you should have good quality, be worth others trusting you, and do boss’s things as your things. Don’t care how much salary he gives you when you work for boss, he won’t treat you unfairly. How can a clever boss treat an excellent employee unfairly? If like this, it’s the boss that is not good! If he is not good, you can change your boss. As an accountant, you are doing important things for boss, so you must know financial situation，its credit，strength, and prospect. It’s safe if you lend money to him after knowing these details. I told many people, as an accountant, don’t haggle over every ounce with boss, or he will not be reassured to you. Don’t haggle with him, considering you as boss, doing things best, then lend money to him. There is a skill in this, when the boss need money urgently, you can said to boss:“ I will help you to lend money, but the interest will be higher, but I can vouch for you.” In case if the boss don’t pay back your money, you can ask for money easier! Kind lie doesn’t representative chief, for lending your money to him is to help him, not harm him. You work as an accountant there, is not asking for more salary, but protect your own money. So I told many accountants to finance like this, not only make yourself grow fast, but also can earn much money and the boss likes him/her too. After working for some time, if you think this company has prospect, you can said to your boss:“ I have followed with you for so many years, I think you are dependable, and have ability, can the money I lent to you transform to shares of your company?” Just like this, maybe you will have your own shares.