Given that its now mid-June, and pretty much everyone that will be graduating from college this year has done so, I though Id spend a bit of time putting together a short list of financial tips for the recent graduate. Here goes: 1. Spend less than you earn. This is perhaps the most worn out, overused phrase in the world of personal finance. But guess what? Its also the single most important financial lesson youll ever learn. No matter how hard you work and how much money you earn, youll never a