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Readers: 5 | Updated: 04-03

My Pain Is Someone Else's Gain (And I'm Glad I Helped)

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I mentioned many times in my blog in the last 12 months about my bumpy experience of online micro-lending. And although I haven't achieved the desired return from my $10,000 investment, I know my posts helped people to know more about this niche topic of personal finance. This recent mail from a reader makes my day (personally identifiable information removed):

To: webmaster@pfblog.com
Subject: Thankful reader!

Hello,

I am an avid reader of your blog. I came across the blog by chance within a search engine almost two years ago now- and boy am I glad I did! I am sorry to hear about your disappointing experience with Prosper, but I just wanted to share a positive story from a borrower’s perspective. I am getting married in one month and the expenses have really added up lately. I applied for a personal loan at LendingTree.com and the best rate they were able to find me for my unsecured loan was 18.5%!! I could not fathom that, but I recalled reading your articles about Prosper and decided to try it out. I’ve got a day and a half left on my ‘loan auction’ (Listing #xxxxxx) and it’s already down to 11%!!!!

I just wanted to thank you & let you know that by reading your article, you have saved me thousands of dollars!

(Name)

Thank you for the note!

P.S. I also checked Prosper.com and the named loan proposal was fully funded at below 10%.

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