photo by Darcy Norman Not everyone is frugal. Often, you might think frugality is nothing more than good old common sense. Sadly, what appears to be obvious for some people isnt even a consideration for others. Maybe youve heard frugal suggestions yet have never applied them. Frugality is in the news on a regular basis. But is it sinking in? One reader, Lisa in Texas, shares: I saw something the other day about how shopping online for your movie tickets could really stretch your budget. How abou