Saving money is discipline, pure and simple. It is a discipline like exercising on a daily basis is, or like sticking to a diet. There are no huge secrets to the art of saving money, no secrets that we will reveal that you have never heard before, no earth shattering new technique, just simple focus, mental conditioning and effort. I know many of you think that you just cant save any money on what you are making, that you barely get by as is, and I am sure for many of you that may be true, but i