First: much money is not the point

If you are paid only 180 thousand per year, the worst way to become a millionaire is to find 6 jobs at the same time. You'll get the 1 million dollars and you'll also exhausted. But many people can earn 1 million per year with only one job and they have endless checks to get. The difference between the two is that a wise man does not care about how much the money is but about how to use the money effectively.

Second: know the power of a bit of money

Many people think that investment needs a large amount of money and as a result they always believe that they do not have enough money. They view that investment needs at least thousands of money or, it wll be meanless. But millionaires earn their money one dollar by one dollar, the free use of money will not be realized in one day.

Third: get ready for the free use of money

Every dollar you have saved now will be the solid foudation of your free use of money. To save money is like this and so is to spend money. There maybe little difference between spending 20 Yuan and 40 Yuan but there is a big gap after a long period.

Fourth: plan for your future

Several years ago, a friend of mine told me that she did not want to invest in the stock market cause she did not want to be rich after ten years, she just wanted to enjoy her life right now. The disadvantage of this thought is that she would be survive 10 years later and at that time the problem she might face with is whether she would have a better life. Your current life standard depends on your investment, so, why not prepare for your future!

Fifth: to buy stock instead of products

Some people always complain that they can not save the money because they feel that after they spend their money they do not get any rewards. It is very easy to explain, I suggest them to start buy the company itself rather than to buy the product of the company. There is a survey among the rich in the United States, which shows that the rich will use 30% of their money to invest or to deposit. That may not lead to be rich but that is the reason why they are rich.

Sixth do not follow your parents

If you do not want to lead such a poor and tough life like your parents do, do not follow them and liberate from their thoughts. Before any of your investment, think about the debts. Set your top priority as investment and deposit.