When you talk about the bull or the bear, it is common knowledge that you are referring to the stock exchange. A bull means share prices are rising and a bear means they are falling. The outcome of share prices have tremendous effects on the society, and especially for those who own stocks, the results can be anything from life-saving to absolute devastation.
The stock exchange is a very lucrative way to make money. If you make the right investments, it is possible to make a fortune within a very short time. There are those who just wish to make a few extra dollars to complement their steady incomes, but some investors plunge into the gamble with their lives’ savings and more. For the most serious investors, money is not the only investment they make, the entire worth of their beings depends on the bull or the bear.
Throughout the history of the stock exchange, the drastic fall of stock prices has caused great misery to many people. Every now and then, we hear news of an investor suffering from a nervous breakdown due to unfavorable movements of the market, not to mention those who committed suicide as a result of loss. These people invest everything they own on stocks and their whole livelihood, self-worth and future are all dependent on the fickle fluctuations of market shares. No wonder they have no reason to carry on with life when their stocks take the plunge. The stock market crash which led to the Great Depression is the prime example of the effects of the stock exchange on the society as a whole. It was truly one of the darkest periods in the history of the United States.
That does not mean investing in stocks is not worthwhile, but be warned not to stake everything you have on it. It is a great way to invest because if you know your ropes to it, you can make money very efficiently. However, be truly calculative about how much of your wealth you should apportion to investment and do not go beyond the limit such that it will jeopardize your other forms of wealth, such as your self-worth, your family and livelihood. There is always a part of our wealth that is dedicated to keep our personal happiness in tact and that is the best way to use money. If everything we have is measured by the mere value of dollars and cents, life is not truly worthwhile.
It is important to balance monetary wealth with other forms of wealth. Never compromise priceless human values and the basic things that make up your personal happiness in your quest to make money. The most ideal and meaningful life is one with the right balance between material and personal wealth.
When you invest in stocks, always bear in mind that share prices can rise and fall. Although experts may tell you there are sure things in the market, nothing is quite certain until the results are announced. Be a wise investor, and make sure you always have sufficient reserves to keep a meaningful and happy life going despite bull or bear.
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译文:
牛市和熊市
众所周之，当说到牛市或熊市时，指的便是股票交易。牛市意味股价大涨，熊市反之。股价的走势对社会带来巨大影响，尤其是对炒股者来说，结果可以是赚一辈子用的钱，也可以是毁灭你所拥有的一切。
股票交易是一个诱人的赚钱途径。如果投资恰当，在短期内赚一笔钱是可能的。有些人只想在他们稳定的收入外再赚点小钱，而有些人却投身其中，用他们维持生计的钱甚至更多孤注一掷。对于骨灰级投资者来说，不仅投资钱，连身上任何值钱的东西也依赖于牛市还是熊市。
纵观股票交易的历史，股票价格的大幅下跌已经给很多人带来了不幸和苦难。我们常常听到新闻报道由于股市波动，一名炒股者精神崩溃，更别说一些人因为破产而自杀。这些人把自己的所有都投入股市，他们的生计、自尊和前途都与市场份额的无情波动息息相关。这也难怪股票大跌之时，他们没有活下去的勇气了。股票市场的坍塌导致大萧条是股票交易影响整个社会的最佳例子。这是美国历史上真真正正最黑暗的时期之一。
这并不代表投资股票是不可取的，但切忌不能把你的所有都投资于此。如果你知道内幕，那这是非常棒的生财之道，你能很快赚一笔。但是，你必须仔仔细细算清自己的家当，然后按比例投资，不要超过限度，否则这会危及你其他形式的财产，比如自尊、家庭和生计。我们始终拥有一部分财富，是要靠自己的机智来获得个人的幸福，这也是花钱的最好方式。如果我们拥有的任何东西都仅仅通过钱来衡量，生活就不美好了。
平衡金钱和其他形式的财富是很重要的。不要因为渴望赚钱而危及你无价的人生和组成个人幸福的基本事物。最理想、最有意义的生活是能正确平衡物质和精神财富。
当你投资股市，需要牢记：股价有起有伏。专家可能会告诉你在股市中有确定因素，但是在结果没出来之前，任何事都是不确定的。做个明智的投资者，不管是牛是熊，确保自己有足够的储备，度过一个幸福快乐的生活。
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