译文:
Different ideas between the ordinary and the rich
The topic before was different ideas between the poor and the rich, and why do I change it into the ordinary now? The reason is that we generally do not say we are poor now and the phrase“ just so so” is most frequently heard, which makes “ordinary ” more representative.
1. Self-cognition
The ordinary: seldom think how to earn money and how they can make money; think they deserves it all their lives as well as do not believe there will be any changes.（especially for those who have stable jobs, including me, so most people are the ordinary.）
The rich: heartily believe that they are not made for the ordinary but for the rich, and they have a strong sense of making money, something in their blood, so they will try every effort to become rich.
The ordinary: are moved to tears by the plot lines of soap operas while they watch TV at home and still dress themselves by following the fashion in TV.（Think about the TV series you have seen, do they have any influences on you?）
The rich: run the market and even bring the project contracts with them when they are playing golf.
3. Circle of communication
The ordinary: like to visit some common relatives and their circle of communication are almost the ordinary. Worse perhaps, they do not want to contract with the rich, which leads to an ordinary mentality, an ordinary thinking as well as an ordinary pattern to do things. They talk about the discounted goods and exchange saving techniques every day, which are good for training viability, though, their visions will be gradually limited to such trivialities and their ambitions will be fretted away.（This will be beautified as “not swerved courage” unconsciously in our hearts.”）
The rich: like making friends with those who can help to improve their various abilities without permitting themselves in dissipation but according to their own personal preference.
The ordinary: learn a trade.（ A clear explanation is given in rich father.）
The rich: study Management.
The ordinary: one enjoying all the time can not make a lot of money for a relaxed life may cost one more chance of making money. The ordinary's time is so worthless, even redundant sometimes, that they don’t know how to spend it. It’s a typical general thinking for one to be angry with spending one more dime for a pound of cabbage instead of aching for wasting time. （Agony and boredom are the words most frequently heard in QQ, which makes one not want to hear more！）
The rich: No matter which way one earns money and how much he can make, it must be accumulated over time. Therefore, it is a way of working for the rich to play with purpose. The leisure of the rich, leisure of body instead of leisure of mind is a self-cultivation method benefiting their future work, while the ordinary’s leisure is in minds and they are always on their feet to play mahjong.（All success lie in accumulation！）
6. Sense of belonging
The ordinary: are the screws. The ordinary lacking of a sense of security for their lowliness eagerly hope for a group to be subordinated and relied on. Then they take the group standards as their own standards and work, sprint as well as move for the good of this group. To the ordinary, it would be the most wonderful ideal to work stably, from the intern to the senior executives, in a well-known enterprise for decades.
The rich: leaders of those groups are usually the rich. On one hand, they always hammer some ideas to the ordinary: Unity is strength and you are nothing if you are not subordinate to this group. On the other hand, they never stop recruiting and training new people to take you place at any time.
7. Investment and treatment of wealth
The ordinary: spending less is tantamount to earn more. For example, it’s really nice to the ordinary with 100% yield and an investment of 20,000 Yuan as well as a net gain of 20.000 Yuan per year for running a noodle shop. Even if the ordinary had money, they do not grudge taking it out and even if the investment was finally determined, they are so afraid of taking risks that they finally can not step that step. The ordinary like to talk about topics of the chicken and egg as well as gaining enormous profit out of a small capital investment…..while the hope on a hen is so weak.（Purchase more assets and make money work for you.）
The rich: The rich set out to make big profit with small capital. Running a noodle shop as well, the rich will think, a noodle shop only needs an investment of 20,000 Yuan. If there are one hundred million Yuan, does that mean we should open 5000 noodle shops? How much for the boss to worry about and how many gray hairs will grow for tiredness in the good running of every shop? In this case, it would be much better to invest the money in hotels, because a hotel can fully digest all capital and may earn ￥20,000,000 net profit a year even with only 20% annual yields!
8. Passion. Passion decides whether you can achieve the great things or not.
The ordinary: have no passion. They may seldom make big mistakes by doing things step by step, though, they will never make the best, because they can not feel excited without passion, which makes it impossible for them to work with heart. In fact, most of the ordinary have passions, but their passions are gobbled up by concrete objectives. For example, they will be excited about bosses’ praises as well as stores’ discount. Besides, they may be softened into tears while the characters in TV get together again, so it could be said that the ordinary have nothing but the emotion.
The rich: “How can a common fellow read the mind of a great man?” “Are the nobilities born?” One who has such passions could not be the ordinary. Passion is a kind of nature, a symbol of vitality and the spark of inspiration, the vivid personality, the strong appeal in relationships as well as the charm and ways to solve problems are all come from passion.
9.Confidence
The ordinary: Only by being armed to the teeth and the dresses with exclusive brands as well as grand accessories can cheer them up, so the ordinary’s confidence is not from their inner hearts, not naturally-formed as well.（Confidence is a kind of ability for handling crisis.）
The rich: Li Ka-shing, speaking on the secret of management, said:“There is nothing special actually and I am against over-optimism in good times as well as over-pessimism during bad times.” In fact, it is the unique confidence for the rich. Only the man with confidence can not be trapped by outer forces and can make correct decisions.
10.Habit
The ordinary: Here is a story: The ordinary person started striving hopefully after a rich man sent him a cow. However, a cow shall eat straw as well as a man is fed, which made him have a hard time. As a result, the ordinary man sold the cow, then bought several sheep and ate one, the rest of which are for lambing. Whereas, the ordinary man lead another hard time again for Lambs haven’t yet been born, so he sold the sheep and bought chickens in the hope of making money from eggs. Unluckily, his life did not change and finally he killed chickens. His dream completely died ultimately. This is the ordinary’s habit.（There is always unpaid debts in life.）
The rich: According to an investment expert, the rich secret of success is: no money, when, no matter how difficult it is, do not use the investment and savings when you have no money, because pressure will help to find new ways to make money and help you pay off bills, which is a good habit. As we all know, a person's character forms habit, which decides his success.
11. Surfing on the internet
The ordinary: They always chat online. Here are two reasons for the ordinary chatting online: One is that they have plenty time and the other is that they are born the gossip, while the rich pay close attention to the virtue, like de-enhanced attitude towards honor and disgrace as well as gentilesse, only with which can do great things. However, the ordinary do not think so much and they are looked down upon by others all day long as well as trapped by the trivial things, which make them suffer a lot, so they may ask:“Can’t we talk about the long-sufferings?” Yeah, chat is justified!
The rich: Search investment opportunities on net. By making use of low cost and high efficiency of the internet as well as looking for more investment opportunities and projects, the rich apply conveniences to their business.
12. Consumption
The ordinary: They buy named brands for experiencing satisfaction and like to experience the new fashionable and innovative products as well as believe that the most expensive one must be the best one.
The rich: They buy named brands just for saving time and they care much more about the quality of the goods than their prices. For example, they may buy a cotton spun t-shirt with 15 Yuan rather than the expensive Leica goods.